Author Archives: schatzi

Aug
02
2022

Hip Hip Hooray! Real Estate Investing Strategy Secrets Revealed

Real estate is arguably the most profitable and safest investment strategy to use and there are plenty of people around the world who have become independently wealthy because of real estate investing and this is because everybody needs a roof over their head. In Australia particularly there are more people coming into the country than the amount of residential construction approvals. Do your math, it stands to reason that property prices are going up regardless of what the economists say, sure there will always be downturns in the market but you can ride these if your property investment advice was sound in the first place.

Obviously you will need good property investment advice such as the best place to invest and the amount of money you can afford to borrow and how to utilise property investment tax.

There are many forms of residential property investment strategies out there such as flipping and wholesale real estate investing that you could adopt but just remember your level of outlay and risk. You need to get your sums exactly right when outlaying costs for renovations etc. Know also how much it will cost you to hold the property, in other words how good your cash flow will be needs to be considered but there are ways to be a successful real estate investor and profit from those investments regardless of a down-turn in the economy.

The recommendation is to use someone else’s money such as:

  1. The most obvious, borrowing from a bank
  2. Use equity in your own home as leverage.
  3. Get permission to use other people’s equity to obtain a deposit bond.
  4. Swap tax for property.
  5. Set up a trust and use your superannuation fund.

Use your own money to automatically pay extra onto your home mortgage as this is not being tax leveraged and ALSO pay by fortnightly installments this will shave years and thousands of dollars off your loan.

My advice is to keep your job, insure and plan against any adversity, get to know how to budget, keep your head and do not panic.

Should you have any concerns do what all good real estate investors do, go back to the experts and get reassurance and reassess your situation and find out if the market is really as bad as the newspapers are telling you. In fact throw the newspapers out the window. Do not read them, their figures are outdated and fuelled by sensationalism. Keep focused on your real estate investing strategy and as soon as possible add to your portfolio. Investing in rental properties is building on to your long term wealth.

I realize there is a lot of advice out there about buying houses, doing them up to sell quickly or rent and other such strategies but keep in mind the following:

  • Doing up houses means outlaying money that you are putting at-risk.
  • Houses attract families and children meaning lots of maintenance costs.
  • Old and new units near universities, means young heavy handed adults meaning lots of maintenance costs.
  • Old units and old houses do not attract good government tax incentives, remember swap tax for property?

New units in trendy areas on the other hand, near entertainment, good restaurants, shopping malls and railway stations and in big cities are always a goer. This is where people are knocking on the doors to rent, don’t leave yourself open to vacant houses, you want new modern units with all the modern conveniences, expensive? Remember don’t focus on the cost of the unit; focus on your cash flow that is what really matters.

Go ahead and use this free property investment advice and set yourself up for the future, retire early. But remember to always seek financial advice before stepping out in any investing venture.

Happy investing!

For free market updates, property investment ezine and interesting relevant information on residential property investment go direct to Australian property investment to register and be eligible for an exciting opportunity to join upcoming webinar on how successful investing can be accomplished step by step including an overview of exciting new frontier, plus extra surprise bonus from Mentor Elly Graham.

Jul
03
2022

Elements Of An Effective Strategic Internet Marketing Plan

Most internet marketers would agree that developing a strategic internet marketing plan has always been a challenge to them as they hardly find the time and commitment to focus on it. With a lot of responsibilities at hand, the attention they allot for it becomes limited. This instance may sound reasonable but giving into it would definitely set drawbacks to any business.

In general a marketing strategy serves as the steering wheel by which you maneuver your entire online business to a specific direction. Opportunities will come and go and your business environment will change inevitably. But with a definite set of objectives and marketing techniques you will always land on the best actions. This goes to show the risks of putting your marketing efforts into waste and ending up guessing about the ideal solutions to your business problems are eliminated.

Contrary to what others believe, your business website should be a major part of your overall internet marketing campaign and planning. Your website which is your primary online marketing means should be aligned with your offline efforts. This is the ideal way for your company to present a consistent style and message to your target audience. Thus, your overall company objectives can be easily achieved.

Your website’s status defines the focus of your techniques. If your website is already up and running, you can now focus on effectively marketing it. If your website needs improvement, you first need to focus on enhancing its features and making it complement your marketing efforts.

It is advisable though that as you develop a marketing scheme, you are creating your website along with it. This can keep your mind focused in the tactics that you will employ in promoting your website. All the same, the objectives and strategies that you have once fixed may change as your time and situation allows it.

A strategic internet marketing plan, in general, focuses on the internet marketing strategies and programs for a certain website belonging to any online or offline business. This online plan includes developing strategies and action plans that are carefully designed to help you reach your marketing goals.

Its parts could be divided into three parts. They are the objective, the marketing strategy and the marketing tactic. Each of these parts plays a significant role to any online marketing success.

All plans start with an objective or a set of objectives. The objective answers the common question most business owners face: “How will I overcome my main marketing challenges?”

Let us say that one of your marketing challenges is how to utilize your website to promote your service and gain an increased profit rate. This will lead you to an objective that reads as: “To develop to your website’s online visibility in order to attract more visits that will soon convert to sales.”

Meanwhile, the marketing strategy defines general approaches that should be observed to attain the objective. In relation to the above-stated objective, the marketing strategies would be: improve online communication and information for your targeted audience; build general awareness of and interest in your company online; effectively communicate your website’s existence and benefits to your current and prospect clients.

Finally, you have the marketing programs or action plans which fall under the name marketing tactic. In connection with the two previous examples, your action plans could involve three steps. These are emerging as authority in your in niche by sharing helpful experiences and information through discussion forums; circulating an email newsletter; registering your website to targeted search engines and directories.

These are the basic information any strategic internet marketing plan holds. Remember by strictly implementing marketing action plans that are aligned with your marketing strategies and objectives, your opportunity to business success increases.

Jun
01
2022

Auto Loan Calculators: Your Smart Choice

The multitude of loans available in the market today has enabled even the ordinary man on the street to chase his dreams. For most of us, a luxury car is an ultimate dream! Such dreams do not appear to be so distant with the easy availability of auto loans in the present financial market. But under certain circumstances, your wish to drive your dream car or buy your dream house can turn into a nightmare if your monthly loan payment exceeds your expectations. Getting a good auto loan is not a matter of luck but of skill, where loan seekers need to take some wise decisions after comparing the terms and conditions of different lenders. Good auto loan rates are available but you need to know the tricks of the trade in order to get hold of them. Auto loan calculator is a smart tool that helps loan seekers to decide the auto loan they want to choose. This will enable them to have an estimate of the monthly payments to be made to the lenders. Most of the auto loan websites have online auto calculators that can be made use of without any extra charge.

Auto loan financing companies take various factors under consideration before sanctioning request for auto loans. Such factors generally revolve around the amount to be borrowed, the loan term, the repayment installments, insurance, credit details, income, the taxes and many more. As such, loan seekers need to have a proper evaluation not only of their financial strength but also of the different terms and conditions of auto loan companies. An auto loan calculator is one of the tools that can offer immense help to borrowers seeking to approach a good lender.

Auto loan calculators can be of great assistance once you are thorough with its multiple functions. It determines the monthly repayment installment of each loan including the capital repayment, interest ingredient, the payment protection insurance or the PPI and much more! The auto loan calculator utilizes the information fed by the borrowers when they provide answers to queries regarding the amount they desire to borrow, the period over which they intend to repay the loan, their household income, credit details and personal circumstances. When all this information is typed into the various fields in the calculator format, the calculator returns the details of various types of loans available along with calculating the monthly repayment installment. If the loan seeker wishes to go for payment protection insurance or PPI, its cost can also be included in the calculation where the borrower’s data exists in the calculating software. If a person has a bad credit history, the auto loan calculator generally conceals the names of lenders who would be unwilling to issue a loan to him for such bad credit score.

The advantage of auto loan calculators isn’t just restricted to the above-mentioned points. Borrowers can also examine their complete amortization schedule. There are auto loan calculators equipped with graph options that enable the borrowers to make a comparative study how different loan terms or down payments can impact their monthly payment. Notwithstanding the benefits, loan seekers should always keep in mind that auto loan calculators also work as promotion-enhancement tools for the company. Users should be a little cautious while opting for their auto loans, as the rates provided might be inaccurate sometimes. So, it’s prudent to use your auto loan calculator as a guide to make way for your smartest choice!

May
01
2022

A Look At Nationwide Internet Banking

Where do you bank? I hope you are not one of those people waiting every Friday after work to deposit your money. Nowadays you have a better option than queuing for ages, you can deposit your check without the teller lady, you can try the direct deposit instead. If you are still not using this time-saving method, then it’s high time you started. Apart from time it will also save you a load of hassle and you won’t have to go to the bank every week. You should fancy technology, because it’s all electronic. If you’ve chosen to try the direct deposit, then you should turn to your PC or Mac for Internet banking. The concept is overwhelming.

Even though I don’t know who first made it up but it is definitely a wonderful idea. Most of the people prefer using the Nationwide Internet banking. Are you one of these people? In case you are not, why not log online and have a look what Nationwide Internet banking can offer. Choosing it, never again will you leave your coach to pay bills and deposit checks. I certainly want that, what about you? There is no doubt that the bank isn’t my idea of saving time and having fun. What I really want is convenience. Consider the annual amount of time you spent in the bank, isn’t it too much? Why not use Nationwide Internet banking instead?

I tried it a few years ago and I’ve been using it ever since. Actually I had to deal with hundreds of banking issues and errands because my wife didn’t want to hear about it. I soon got tired of it and I was lucky enough to hear about Nationwide Internet banking while surfing the internet. Then I found the official site of the Nationwide Internet banking and it solved all my problems. I even forgot the lines at the local bank.

In case you are tired of going to the bank, you may consider Nationwide Internet banking. It might seem a bit difficult at first look, but you will soon find out that it’s quite easy to use. Check it now by simply visiting their website. If you want to forget the hassle and the queues in the bank, than Nationwide Internet banking is just the right thing for you. Stop wasting your time and begin banking from home right now. And keep in mind that Nationwide Internet banking will erase your memories of those awful lines.